Meet Misty Lynch — financial planner, life coach, and founder of the “Modern Money with Misty Lynch” podcast!

Moms don’t get the recognition they deserve! As a business run BY local moms FOR local moms, Boston Moms is excited to showcase the hard work local moms are doing — both at home and in their professions.

Boston Moms is proud to feature Misty Lynch in the first “Meet a Boston Mom Monday” of 2021!

Misty is a mom of two and the founder of the “Modern Money with Misty Lynch” podcast. She’s passionate about combining her skills as a life coach and financial planner to help women feel empowered to take control of their finances and feel confident that their financial planning fits their family. 

Join us in celebrating Misty and the important contributions she makes at home and at work! 

We asked Misty to share a bit about herself. Get to know her here! 

Full name: Misty Lynch

Occupation: Certified financial planner at Beck Bode LLC in Dedham. 

Children: Clark, 8, and Natalie, 6

Hometown: Walpole, MA

Favorite local restaurant: Jalapeño’s Grill in Walpole

Favorite local business: Burn Boot Camp in Norwood, MA

Tell us a little bit about your work: I help people feel more confident when it comes to their money using financial planning, investment strategies, and a lot of communication! 

My clients are typically smart women who are still learning how to manage their money, and most of them are self-employed and/or the main financial contributors to their families. 

I’m also a life coach, so I approach money differently and in a more well-rounded way than most advisors. Traditionally, financial advice mainly focuses on actions that yield results but ignores how people think and feel. I’m able to provide financial advice while integrating the philosophies I have learned as a life coach. 

What about your work is the most fulfilling? Money is something we all have to use and can’t avoid forever. It’s amazing to see my clients go from a scarcity mindset to curiosity and growth. I love when I end a meeting with a client and they’re able to leave feeling better and more confident. 

What is the one thing that surprised you the most about motherhood? I had zero experience with kids before I had my own — I never babysat, and I was the youngest in my family growing up. When I got pregnant, I wasn’t sure if motherhood would come naturally to me or not, but luckily it did. The first time I changed a diaper was the day Clark was born, but you get the hang of it! 

What is one piece of advice you’d offer to another working mom? You aren’t going to be a perfect mom — but you ARE the perfect mom for your kids. Sometimes my kids eat fast food, and I’ve definitely forgotten it’s pajama day at school. Although lots of moms seem like they have it all together, none of us have it together 100% of the time. Through it all, we are all still perfect for our children. 

What is your favorite kind of self-care? I’ve become fascinated with self-care lately. A lot of my clients label everything as self-care, like any spending they do that isn’t for the family has to be justified and labeled. It’s OK for women to do things for themselves, or for the heck of it! I don’t consider a manicure or a glass of wine to be self-care — those are just things I like, and I feel totally fine about having room in my budget for them! Just as important, though, is that it shouldn’t be an excuse to overspend and then wind up feeling stressed about later. For me, reading and journaling are self-care because I feel better when I start my day that way. 

Talk to us about your podcast! My podcast, “Modern Money with Misty Lynch,” discusses financial topics with local business owners. My goal is to get people interested in learning about personal finance without feeling intimidated by it. I’ve had lawyers, realtors, social media experts, and even a spirit medium on the show. It’s entertaining, with tips sprinkled in along the way! You can find the podcast on Apple, Spotify, and iHeartRADIO.

What other women inspire you? My mom inspires me every day. We haven’t seen her in person for months, and I know this has been a very hard time for her. But she has gotten the hang of FaceTime and Zoom and checks in with her kids every day so she can tell them she loves them. I’m also inspired by J-Lo, because she is a great example of someone who knows how to work hard, fail, pick herself up, and keep moving forward. I want to become healthier, happier, and more visible in my 40s and 50s, too! 

You can read more about Misty Lynch here, and find her on Instagram, Facebook, and LinkedIn.

Are you interested in being highlighted in a “Meet a Boston Mom” feature, or do you know someone who deserves this recognition? Let us know! Please email Chelsey Weaver at [email protected] to discuss a feature.

Chelsey is a "central Mass" girl who married her 7th-grade sweetheart. She attended both undergraduate and graduate school in Boston, then taught high school on the North Shore for seven years. After living in Winchester and Melrose for several years (and moving too many times), she and her husband finally settled in Groveland in 2015. She loves the North Shore and everything it has to offer, and she enjoys raising her daughter there. Chelsey is the community engagement coordinator for Boston Moms and is mostly a stay-at-home mom. She spends lots of time advocating for children with disabilities, arguing with insurance companies, and looking for disabled influencers, inclusive companies, and materials that celebrate neurodiversity. She avidly listens to audiobooks, hates everything about coffee, and, most importantly, loves being a mom.